Is 2021 the year you’re going to become a first-time homebuyer? With interest rates sitting at record lows, now may be the right time for

Let’s face it, 2020 was a tough year. And to top it off, all of Ontario was in lockdown over the holidays and into the

You probably already know that it’s important to keep your credit score high since this rating impacts your ability to borrow money. Your creditworthiness helps

Some months are tighter financially than others, and December is often a likely culprit for cashflow issues due to holiday spending. Many lenders provide the

Did you know that you can finance your home and cover costs to fix it up at the same time through a home renovation loan

Protecting yourself when purchasing real estate is essential as homeownership in one of the largest financial investments you’ll ever make. And while owning a home

I want the mortgage rate my neighbour was offered! That’s often a popular statement from mortgage borrowers – and you can replace the word ‘neighbour’

If you have plans to move to Canada in the near future or you’ve already made the move and you’re thinking of buying a home

Getting married is a huge milestone – and one of the happiest days of your life. In contrast, a separation and eventual divorce can be

A home equity line of credit (HELOC) lets you access money you’ve built up in your home – up to 80% of the appraised value

Your mortgage term definitely matters. It represents the duration between when you sign your mortgage papers and the time your loan comes up for renewal.

The continually evolving world of mortgage products, government rules, lender guidelines and interest rates can often seem overwhelming, even if you’ve purchased multiple properties. It

Buying a home is one of life’s most significant milestones that represents an exciting and rewarding experience. It can also be very daunting, particularly when

Finding the right mortgage co-signer can be a dream come true when all you require is a little boost to qualify for the loan amount

One of the largest obstacles first-time homebuyers face when looking to buy a home is saving enough money for a down payment. Fortunately, there are

Many Canadians spend a lot of time ensuring their first mortgage is negotiated in their favour so they receive the best mortgage catered to their

With house prices on the rise, combined with low inventory and mortgage stress test qualification, an increasing number of Canadians are opting to stay in

Getting pre-approved for a mortgage before you even begin looking at real estate offers reassurance that you understand what you can afford to spend and

Credit plays a critical role in the homebuying process as lenders take a hard look at your ability to manage credit before determining whether they’ll

A second mortgage is a loan that’s secured against the equity you’ve built up in your home. As the name implies, a second mortgage is

Refinancing your mortgage can be a great option for freeing up equity in your home to use to your advantage in a number of different

Securing a mortgage at the best of times can seem daunting but thanks to elevated home prices and tighter policies surrounding mortgage qualification – including

Also known as a non-traditional or unconventional mortgage, an alternative mortgage is exactly that: an alternative to what is commonly referred to as a conventional

Debt has a way of rearing its ugly head and quickly creeping up to cause grief in our everyday lives. It can start slowly when