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Mortgage Renewal Is A Great Time To Review Your Needs And Make Sure You Have The Right Mortgage If Your Needs Have Changed
You Don’t Have To Renew Your Mortgage With The Same Lender. You Can Choose To Move Your Mortgage To Another Lender If It Offers You Terms And Conditions That Better Suit Your Needs.
The best way to ensure you receive the best mortgage renewal rates in Ontario suited for your needs at renewal time is to enlist Arash Sef to get the lenders competing for your business just like we do when negotiating any mortgage.
A lot can change over a single mortgage term, and you can miss out on great savings and options if you simply sign a renewal with your existing lender without consulting your mortgage broker.
Sometimes, switching lenders makes sense as part of our ongoing strategy to ensure we save you as much money as possible throughout your time as a mortgage holder.
You’ve established a track record of making mortgage payments as a homeowner, and lenders are willing to compete for your business. That’s where I can provide great help. Your first step is to connect with me. With low interest rates and an ever-growing selection of innovative mortgage solutions, you could potentially save thousands by empowering us to shop around on your behalf.
As a seasoned Mortgage Agent, I understand what’s going on in the marketplace. With access to a diverse range of lenders – from banks, credit unions, trust companies, private funders and beyond – I will find the best mortgage options and interest rate for your renewal. After all, paying close attention to options, in addition to rate, can save you a significant amount of money over the life of your new mortgage. I will shop your application up to four months before the maturity date and lock in the lowest rate in advance. If your current lender is offering a low rate, don’t accept the offer without consulting with me as we can further negotiate the renewal offer from almost every lender thanks to my well-established partnership. And, rate is just one effective way to save money on your mortgage!
l’ll outline several of your best options and clearly explain why we choose one lender’s product over another to meet your specific needs. Over and above considering the lowest rate, we’ll discuss whether a fixed or variable rate is better for your situation. Also, there are lots of “no frills” offers on renewal. I will dissect your renewal offers to ensure the mortgage being accepted is right for you!
Your renewal time presents the perfect opportunity to tap into your home equity because you won’t be charged a penalty to break your mortgage early. If you’ve racked up some debt, plan to renovate, want to take a vacation or simply wish to improve your cash flow, approaching your renewal date is the best time to think about accessing equity. I will provide you with access to the very best mortgage options and rate for your renewal!
I want to save you money on interest at renewal time! Let me negotiate your current renewal offers with multiple lenders and leverage the existing renewal offer to obtain an even more competitive offer!
Contact me now to get instant help when your mortgage is coming up for renewal.