Arash Sef – Mortgage Agent – Lic# M15002076 – Mortgage Associates Ontario Inc. Brokerage Lic #12340


9AM - 9PM. 7 Days A Week



Borrow Up To 90%
Of Your Home Value

Low Rates

Fast Approvals & Fast Closings

No Credit Requirements

No Income Requirements

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Get Approved for a Second Mortgage in Toronto

Even If You Have…

What is a Second Mortgage and How Does it Work?

Get your second mortgage approved today

A second mortgage is a secured loan that’s registered behind your existing mortgage. This secondary placement enables you to keep your first mortgage options and rate while tacking on additional funds with a new mortgage.

A second mortgage helps free up your cash flow by consolidating all your outstanding high-interest debt into one low monthly payment.

With Approved Equity, your second mortgage for residential and commercial property all across Ontario will be approved in less than 24 hours! Getting a second mortgage in Toronto has never been this easy.

Arash Sef with Approved Equity specializes in providing second mortgages and home equity loans to homeowners/commercial property owners. Approved Equity understands that life happens and these unforeseen events often require taking out a second mortgage on your property. Arash Sef with Approved Equity will listen to your story, provide a free professional consultation, and, of course, offer a quick mortgage approval that is tailored to your mortgage needs.

How much can I get approved for a second mortgage? Arash’s dedication is to provide you with optimal mortgage solutions through second mortgages in Toronto and most of Ontario.

Approved Equity has helped hundreds of clients just like you with second mortgages in Ontario, with home equity loans up to 90% of the property’s value with competitive rates.

Arash’s dedication is to provide you with optimal mortgage solutions through second mortgages and home equity loans.
And we’ll get you approved based on equity – regardless of credit, income, debt or previous bankruptcy.

Apply for a second mortgage in Toronto and we’ll get you approved based on equity – regardless of credit, income, debt, or previous bankruptcy.

With a second mortgage, you can pay off your high-interest debt and save more of your hard-earned money! Consolidating high-interest debt is the primary reason most homeowners opt for a second mortgage, allowing you to tap into your home’s equity. Other reasons you may need a second mortgage include renovation costs, property tax arrears, mortgage arrears, consumer proposal, investment, down payment, cash flow or unexpected events.

Get Your Second Mortgage Approved In Toronto: Second Mortgage Calculator Free

The second mortgage calculator in Canada is a free and neat tool that enables you to quickly calculate your available home equity for securing a second mortgage or home equity loan. This resourceful tool will calculate the interest rate and monthly payments for the amount of second mortgage or home equity loan you can potentially qualify for.

How To Use The Second Mortgage Calculator
The second mortgage calculator is easy and fast to use:

  • Submit Your Home Value
  • Submit Your First Mortgage Balance
  • Submit Your Second Mortgage Balance (If you currently have a second mortgage)

Once you’ve submitted the above information, The Second Mortgage Calculator will display the amount of available equity in your home for securing a second mortgage or home equity loan.

The Second Mortgage Calculator will also calculate the monthly payments and suitable interest rate based on the amount of available home equity in your home.

Use The Second Mortgage Calculator To See Your Available Home Equity, Interest Rate & Monthly Payments for Your Second Mortgage.

Approved Equity Will Approve Your Second Mortgage in Toronto For Any Of The Following Reasons:

We’ve successfully assisted hundreds of homeowners in accessing funds from their home equity through our Approved Equity.

Call Us Now To Get An Instant Approval For Your Second Mortgage

Funded Deals

Get Approved For A Second Mortgage in Toronto and the Rest of Ontario Today

Current Mortgage
Second Mortgage
Home Value: $500,000
Home Value: $500,000
$300,000 1st Mortgage Balance = $1,450/ per month
$300,000 1st Mortgage Balance = $1,450/ per month
Before Second Mortgage
$100,000 Second Mortgage = $500/month
$50,000 Credit Card Debt @ 20% = $833/month
Credit Card Debt = Paid
$25,000 Auto Loan @10% = $208/month
Auto Loan = Paid
$25,000 Store Card @29% = $604/month
Store Card = Paid
Total $3,095/month
Total $1,950/month
You Save $1,145/month!!!

Fast Turn Around Time & Efficiency​

I pride myself on providing supreme efficiency and quick turnaround times on all mortgage inquires. With access to my extensive list of real estate investors, I’m able to assist homeowners with those “hard to place mortgages” in a short period of time. My professionalism and lengthy experience in the industry will allow for stress free and painless mortgage process.

I never charge clients upfront fees. I offer free no-obligation consultations to all homeowners looking for unbiased and up-to-date information on your very best options.

From the first time I spoke to Arash Sef, I felt comfortable and at ease, and that was all due to his calm, patient, and non-judgemental personality.

Arash is very knowledgeable and confident in his profession, and in my experience, delivered what he said he could, no empty promises, even though I had what I thought was a complicated file.

If I had to go through this process again, I would definitely go to Arash because of his patience, knowledge, and the fact that he was with me every step of the way.

Toronto, ON

I would say that Arash was very efficient and gave excellent customer service was prompt with all his return calls and help while I was under pressure, in a reassuring fast service. I would recommend Arash to anybody looking for financial assistance.
Debra R.
Hamilton, ON.

Thanks to Arash and Approved Equity Loans I was able to close my pre construction purchase. After the stress test, I was no longer qualified for the mortgage amount. Arash was still able to find me a lender that did not use to the stress test and got my mortgage approved!
I will always be grateful for your help Arash.
Joyce D. 
Barrie, ON

I wanted to take a moment to say thank you to Arash. Our mortgage was far from an easy one. However, he was able to assist us in one week. We came to Arash in panic, looking for a home equity loan as we were in a power of sale with current mortgage. We had missed 3 mortgage payments and we were afraid of losing our home.  Arash was efficient and made us feel extremely comfortable through out this process. His honesty was very noticeable.  He was successful in securing a secoand mortgage for us to pay off the missed payments on our first mortgage and we also consolidated all of our credit card debts.  His knowledge and experience was greatly appreciated. Thanks again for everything you did for us.
Sally M. & John M.
Oshawa, ON

What a pleasant experience we had working with Arash at Approved Equity Loans. We contacted him for a short term home equity loan in order to pay off all of our high interest credit card debts. Arash made the process very understanding by explaining to us every step of the way. In a few words, I’d say that Arash was attentive, accessible and very knowledgeable. If anyone I know is looking for a home equity loan or mortgage, I wouldn’t hesitate to recommend Arash.
Jim C & Alexandra C.
Oakville, ON

Arash, Thank you so much for helping us in such a timely manner, we couldn’t have done it without your help!!! Arash got us a second mortgage to assist with down payment of our new purchase. His work speaks for itself.  We will definitely refer to all of our family and friends.
Sharlene M.
Hamilton, ON

Arash is extremely passionate about his job. Arash is always professional and client orientated.  As a realtor, I have enjoyed working with Arash on multiple deals for my clients. He’s always been able to deliver a solution for each one of my clients.  He’s proactive and updates me on a regular basis on all of my claients files.  Thank you Arash.
Tony S.
North York, ON

Arash went above and beyond to help my parents with their mortgage needs during a very difficult time in their lives. His compassion and professionalism was commendable. I would highly recommend him.
Michelle J.
Toronto, ON

Can’t say how much I appreciate the extra time and service Arash put into my mortgage… 1st class service!

Raymond Y.
Scugog, ON

Arash has the best customer service ever! Always a quick response and very accommodating right away! Arash got me approved 3 different times! I hope to work with you again and again thanks!!

Alicia A.
Scarborough, ON

As inexperienced first time home buyers, we needed someone who was patiently willing to explain every detail and give us as much information as possible. We have interviewed several agents and requested quotes from them; what set apart Arash from the rest was how he broke down the information and explained it.
Another major point was how he was always on top of updating us with our file’s progress which was huge for us as we felt we had to chase down the other agents to get information. Arash also does have access to the best deals on the market, we know that because we do our research. The combination of all these points makes Arash the perfect man for the task.
Bassem B. & Ghada Z.
Markham, ON

Arash is the man, he helped me painstakingly secured 2 mortgages which banks said no to. he’s very professional, hard working and easy to deal with. I will definitely go back to him for my future property investment.

Wen H.
Toronto, ON

Arash was a complete professional in handling my mortgage application, from beginning to end. Not only was he dedicated to finding me the best rate for my brand new home, he even followed up on my behalf with my lawyer and builder to finalize details and paperwork. He kept me informed every step of the way. He was trustworthy, attentive and dedicated to providing me with the best experience in buying my first home. I highly recommend his services! Thank you so much for your hard work and for the fantastic outcome!

Shannon D.
Etobicoke, ON


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