With many years of experience in the mortgage industry, I specialize in matching every client with a mortgage, regardless of credit, debt or income issues. Rest assured, I have a cost-effective solution for you!
I understand a vast array of mortgage needs and the importance of arranging the most suitable mortgage for each client. Every borrower has unique short and long-term financing goals. I pride myself in providing the solution that’s right for you throughout every stage of your time as a mortgage holder.
I work for borrowers not lenders. That means I’ll always have a custom plan in place that works for you. Our goal is to help you pay off debt, fix your credit or adjust your situation in order for you to return to more traditional financing options as soon as possible.
No more chasing down your broker. I answer all emails and inquiries within a half-hour guaranteed! I’m available in the morning, afternoon and evening!
What People Say
From the first time I spoke to Arash Sef, I felt comfortable and at ease, and that was all due to his calm, patient, and non-judgemental personality.
Arash is very knowledgeable and confident in his profession, and in my experience, delivered what he said he could, no empty promises, even though I had what I thought was a complicated file.
If I had to go through this process again, I would definitely go to Arash because of his patience, knowledge, and the fact that he was with me every step of the way.
I would say that Arash was very efficient and gave excellent customer service was prompt with all his return calls and help while I was under pressure, in a reassuring fast service. I would recommend Arash to anybody looking for financial assistance.
Debra R.Hamilton, ON.
Thanks to Arash and Approved Equity Loans I was able to close my pre construction purchase. After the stress test, I was no longer qualified for the mortgage amount. Arash was still able to find me a lender that did not use to the stress test and got my mortgage approved! I will always be grateful for your help Arash.
Joyce D. Barrie, ON
I wanted to take a moment to say thank you to Arash. Our mortgage was far from an easy one. However, he was able to assist us in one week. We came to Arash in panic, looking for a home equity loan as we were in a power of sale with current mortgage. We had missed 3 mortgage payments and we were afraid of losing our home. Arash was efficient and made us feel extremely comfortable through out this process. His honesty was very noticeable. He was successful in securing a secoand mortgage for us to pay off the missed payments on our first mortgage and we also consolidated all of our credit card debts. His knowledge and experience was greatly appreciated. Thanks again for everything you did for us.
Sally M. & John M.Oshawa, ON
What a pleasant experience we had working with Arash at Approved Equity Loans. We contacted him for a short term home equity loan in order to pay off all of our high interest credit card debts. Arash made the process very understanding by explaining to us every step of the way. In a few words, I’d say that Arash was attentive, accessible and very knowledgeable. If anyone I know is looking for a home equity loan or mortgage, I wouldn’t hesitate to recommend Arash.
Jim C & Alexandra C.Oakville, ON
Arash, Thank you so much for helping us in such a timely manner, we couldn’t have done it without your help!!! Arash got us a second mortgage to assist with down payment of our new purchase. His work speaks for itself. We will definitely refer to all of our family and friends.
Sharlene M.Hamilton, ON
Arash is extremely passionate about his job. Arash is always professional and client orientated. As a realtor, I have enjoyed working with Arash on multiple deals for my clients. He’s always been able to deliver a solution for each one of my clients. He’s proactive and updates me on a regular basis on all of my claients files. Thank you Arash.
Tony S.North York, ON
Arash went above and beyond to help my parents with their mortgage needs during a very difficult time in their lives. His compassion and professionalism was commendable. I would highly recommend him.
Michelle J.Toronto, ON
Can’t say how much I appreciate the extra time and service Arash put into my mortgage... 1st class service!
Raymond Y.Scugog, ON
Arash has the best customer service ever! Always a quick response and very accommodating right away! Arash got me approved 3 different times! I hope to work with you again and again thanks!!
Alicia A.Scarborough, ON
As inexperienced first time home buyers, we needed someone who was patiently willing to explain every detail and give us as much information as possible. We have interviewed several agents and requested quotes from them; what set apart Arash from the rest was how he broke down the information and explained it. Another major point was how he was always on top of updating us with our file's progress which was huge for us as we felt we had to chase down the other agents to get information. Arash also does have access to the best deals on the market, we know that because we do our research. The combination of all these points makes Arash the perfect man for the task.
Bassem B. & Ghada Z.Markham, ON
Arash is the man, he helped me painstakingly secured 2 mortgages which banks said no to. he’s very professional, hard working and easy to deal with. I will definitely go back to him for my future property investment.
Wen H.Toronto, ON
Arash was a complete professional in handling my mortgage application, from beginning to end. Not only was he dedicated to finding me the best rate for my brand new home, he even followed up on my behalf with my lawyer and builder to finalize details and paperwork. He kept me informed every step of the way. He was trustworthy, attentive and dedicated to providing me with the best experience in buying my first home. I highly recommend his services! Thank you so much for your hard work and for the fantastic outcome!
Shannon D.Etobicoke, ON
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Serving All Of Ontario Including But Not Limited To:
Toronto Aurora North York Ottawa Barrie Kingston Pickering Peterborough London Richmond Hill Oshawa